Researchers reveal that gardening has a positive effect on our mental health. Not only can regular gardening reduce mental health problems like depression and anxiety, it can also help reduce…
The policy has an exclusion related to this under the “public or livery” wording regarding ridesharing. When does ridesharing (public or livery) actually begin? When the driver turned on the…
According to Bloomberg, the U.S. government reported in 2016 that an estimated $62 million in pennies are lost each year from circulation. Doing our part to increase the circulation, we…
Making claims may cause your insurance company to drop you or increase your rates – True or False? True. This can be a case of Bad News and More Bad…
The IRS announced changes to the 2018 annual limitation on HSA contributions by individuals with family coverage under a high deductible health plan (HDHP). The annual limit for individuals with…
Has your hobby turned into a source of sales income? Important considerations regarding your homeowners insurance policy need to be made once you’ve decided to take the leap toward becoming…
Having the right coverage on your homeowners policy can make the difference between a paid claim and a major headache. Water damage is one of the most frequent claims in the country, and…
A personal lines umbrella policy creates an extra layer of protection for you against very large claims when you may be financially liable for a loss or injury to someone…
A standard auto policy-known as actual cash value- will typically pay to repair or replace your car minus depreciation. But increasingly, “new car” and “better car” replacement options and gap insurance are available….
The kids are driving. They want their own cars, yet you want to help them as much as you can as they establish themselves. The easiest remedy? Keep them on your auto insurance…