These are unprecedented times. How we respond will have long-term implications for our businesses. See ideas below about how to set your strategy for maintaining revenue, controlling costs, and keeping (or finding) talent during these unusual times.
- Business Survival
- Benefits Impact
- Legislation
- HR & Unemployment
- Learning Opportunities
- Personal & Family Impact
Federal Motor Carrier Safety Administration
- FMCSA Issues New CDL Medical Card and Licensing Waiver
- The FMCSA has issued a waiver for any person whose Driver card expires on or after March 1st 2020. They now have an extension until June 30th, 2020.Note: Prior to renewing any CDL a State must make the renewal of the CDL valid for no more than 8 years from the date of issuance. Also, prior to issuing a CDL to a person, a State must make the CDL valid for no more than 8 years from the date of issuance.
National Conference of State Legislatures
- For the latest updates on state-by-state actions in response to the Coronavirus outbreak, visit:
State Action on Coronavirus (COVID-19)
U.S. Chamber of Commerce
- Small Business Emergency Loan Guide
- Starting April 3, small businesses and sole proprietorships can apply for loans. Starting April 10, independent contractors and self-employed individuals can apply for loans.There is a funding cap, so the Treasury Department recommends applying as soon as possible.
- Employee Retention Tax Credit Guide
- The Coronavirus Aid, Relief, and Economic Security (CARES) Act created a new employee retention tax credit for employers who are closed, partially closed, or experiencing significant revenue losses as a result of COVID-19.
- Economic Injury Disater Loan Guide
- The CARES Act expanded the Small Business Administration’s long-standing Economic Injury Disaster Loan Program(EIDL), which includes $10,000 grants for eligible applicants. The EIDL program was created to assist businesses, renters, and homeowners located in regions affected by declared disasters.
With frequent legal changes to employment law, find resources below to help ensure you remain compliant.
U.S. Department of Labor
- Coronavirus Information
- Family First Coronavirus Response Act (FFCRA or ACT) Poster
- Family First Coronavirus Response Act (FFCRA or ACT) Poster – Spanish
- Federal Employees Compensation for Coronavirus
- For questions and answers regarding the Family and Medical Leave Act (FMLA) as it pertains to the Coronavirus, visit:
COVID-19 or Other Public Health Emergencies and the Family and Medical Leave Act Questions and Answers
Equal Employment Opportunity Commission (EEOC)
- For information on workplace pandemic preparedness and the Americans with Disabilities Act (ADA), visit:
Pandemic Preparedness in the Workplace and the Americans With Disabilities Act (ADA)
Society for Human Resource Management (SHRM)
- For information on preparing your workforce for the possibility of business closures, working remotely, quarantines and more, visit:
Coronavirus and COVID-19
NC Department of Commerce
- For up to date information on Unemployment Insurance Changes Due to COVID-19, visit:
COVID-19: NC Unemployment Insurance Information
March 26, 2020 – COVID -19 HR Update
COVID-19 Update as it relates to changes in unemployment, changes in some businesses in Wake County that remain open, Families First Coronavirus Response Act (FFCRA), and changes in benefit offerings for some medical carriers.
Lose your job or medical coverage?
COBRA coverage too expensive?
You have Choices.
Let us help you.
Click Here to Request a Free Quote
Short Term Medical Plans
Budget Friendly
Next Day Coverage
Multiple plans available
Access to a nationwide network of doctors and hospitals
THESE TYPES OF COVERAGES ARE IDEAL FOR:
- Employees in between jobs
- COBRA may be too expensive
- Self-employed individuals
- Unemployed individuals and their families
- College students/graduates and other young adults not eligible to be on their parents plan
- Those who missed open-enrollement and still need health insurance coverage
SOME PLANS INCLUDE:
- Preventive Care Coverage
- Office visit co-pays
- Urgent Care Visit Co-pays
- Prescription Drug Coverage
- Coverage for 30 days or 30 years
Brandi Coman and Grady Smith share their knowledge of Life Insurance.
Help for Wake County Residents
- Wake Network of Care
- Wake Network of Care has compiled a list of services – including financial counseling and free internet access – and resources for helping with children, housing, food, job loss and much more. Click here for the list from Wake Network of Care
- Wake County COVID-19 Information
- Wake County is also working to ensure residents can continue accessing services – including Medicaid, food and nutrition, energy assistance, childcare subsidies and public transit options – while the stay-at-home order is in place. In some cases, services have been expanded to help people get the assistance they need during this challenging time. Learn more at https://covid19.wakegov.com/assistance/.
Federal Motor Carrier Safety Administration
- FMCSA Issues New CDL Medical Card and Licensing Waiver
- The FMCSA has issued a waiver for any person whose Driver card expires on or after March 1st 2020. They now have an extension until June 30th, 2020.Note: Prior to renewing any CDL a State must make the renewal of the CDL valid for no more than 8 years from the date of issuance. Also, prior to issuing a CDL to a person, a State must make the CDL valid for no more than 8 years from the date of issuance.
Personal Insurance & Family FAQ’s
- Cincinnati Insurance Company – Personal Lines Stay-At-Home Auto Premium Credit
- Cincinnati is applying a 15% premium credit to all personal lines auto policies in April and May. Read more….
- Is the Marketplace and/or individual medical Insurance Carriers offering SEP (special enrollment period) during this time of COVID-19?
- As of 03/31/2020: Marketplace and/or individual medical insurance carriers are not allowing for SEP’s in regard to COVID-19. Please refer to document, “BCBS – Individual Medical – Special Enrollment Periods 2020”.
Other Helpful Resources
- Classical Resources: Looking for homeschooling resources?
- Free online fun for kids that’s educational, too
- Forbes: COVID-19’s Impact On Your Car Insurance
- Haven Life: Does life insurance cover the coronavirus (COVID-19)?
- LinkedIn offers Free Classes to help learn to navigate the challenges of working remotely
- Uber: COVID-19 Resources
Centers for Medicare and Medicaid Services (CMS)
- For questions and answers about Essential Health Benefit Coverage (EBC) as it pertains to the Coronavirus, visit:
FAQs on Essential Health Benefit Coverage and the Coronavirus
Direct Payments and Claims
- Auto- Owners
- Enroll – Please have Your Policy Number and Zip Code Ready
- Pay Your Bill – Please have your Billing Number and Billing Zip Code Ready
- Report a claim – contact our office 919-772-0233
- Glass & Windshield Repair
- All auto glass claims (excluding dealer’s blanket and garage liability) are handled using either Quest Claims Service or LYNX Services. Our “No-Problem”® Glass Program allows you to have glass repairs performed at the shop of your choice.
- 1-888-295-2590 Quest Claims Service
- 1-800-264-4143 LYNX Services
- All auto glass claims (excluding dealer’s blanket and garage liability) are handled using either Quest Claims Service or LYNX Services. Our “No-Problem”® Glass Program allows you to have glass repairs performed at the shop of your choice.
- Foremost
- Create an account
- Pay Your Bill
- BILLING SERVICE CENTER
- 1-800-532-4221
- Monday – Friday 9AM to 8PM ET
- Automated Phone System: 24/7
- File a Claim Online
- Check on a Claim Status
- Call 1-800-527-3907
- National General
- Enter Your Policy Number and Select to Log In, Quick Pay, or Report a Claim
- Progressive
- 1-800-776-4737
- Text PROG to 99354 to get a download link for the Progressive App to your phone
- Make a Payment – Please have your policy number, zip code and date of birth ready
- Get ID Cards
- Report a Claim – 1-800-776-4737 or log into your Progressive App
- State Auto
- Make a Payment
- File a Claim or Call 1-877-772-5246
- File an Auto Glass Claim or Call 1-888-504-4527
