Yes, you have unemployment insurance. “Unemployment Insurance” is not really insurance as I think of it. It is a joint state and federal governments program that is included in your payroll taxes. We have included the website for filing for NC benefits. I believe this is something the employee does, and you can do it online.
If you want to do something as an employer, you can/will be able to file for a small business loan with the SBA for the payroll for each employee and the SBA forgives the first 6 weeks or maybe the first 8 weeks of the loan. This is a brand-new program and may not be posted yet. It may be modified as the laws are rapidly being changed to allow a flow of money to workers that are suddenly without a paycheck.
Here is the federal website for Unemployment Insurance in case the State of NC does not have sufficient information (but I am pretty sure the State of NC Dept. of Labor will have everything you need. https://www.dol.gov/general/topic/unemployment-insurance
Please know that we appreciate your business and strive to assist our clients and be a partner in every way. If this does not completely answer your question, please let us know. Call or email our staff if we can help you further.